javananidhi@gmail.com
True to its name, the scheme features interest payable at the contracted rate every month, on the fixed deposit which is accepted for any period from one year to five years, key features of M.I.S. are:
Earn up to 12.5%p.a. from Monthly Income Scheme with Javana Nidhi Limited.
Interest is paid/credited to the Savings account of the member during the last week of every month.
Avail Quick Loan Against your M.I.S. (Up to 60% on standing amount.).
Maturity Amount will be given to member after minimum term 1 year & maximum term 5 years.
Nots For Monthly Deposit:
It is Mandatory to become a member in Javana Nidhi Limited & Complete the KYC Norms.
Nomination Facility available for Deposits.
Interest rates are subject to change at the sole discretion of the Javana Nidhi Limited.
To enable the depositor(s) to earn high rate of Interest below are the slabs for Interest Rates provided:
| Amount/Term | 1 Year @11.25% | 2 Year @11.5% | 3 Year @11.75% | 4 Year @12% | 5 Year @12.5% |
|---|---|---|---|---|---|
| 50000 | 469 | 479 | 490 | 500 | 521 |
| 100000 | 938 | 958 | 979 | 1000 | 1042 |
| 300000 | 2812 | 2875 | 2938 | 3000 | 3125 |
| 500000 | 4688 | 4792 | 4896 | 5000 | 5208 |
| 700000 | 6562 | 6708 | 6854 | 7000 | 7292 |
| 1000000 | 9375 | 9583 | 9792 | 10000 | 10417 |
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